Describe It. AI Writes It. You Send It.
From your situation to a legally-cited dispute letter in under 60 seconds — no legal knowledge needed.
Describe Your Situation
Select your dispute type and briefly tell us what happened. No complex legal terms needed.
AI Generates Your Letter
Our advanced AI cross-references exact US federal and state laws to forge a 100% unique defense.
Download & Send
Instantly download your compliance-ready PDF with a dynamic step-by-step mailing checklist.
Whatever They Did Wrong — There's a Law to Fight Back
From credit report errors to wrongful landlord deposits — our AI cites the exact federal statute that protects you, in your state, for your exact situation.
Credit Report Error
Inaccurate items on your credit report
Bank / Card Dispute
Unauthorized or incorrect bank charges
Debt Collector
Harassment or invalid debt collection
Medical Bill
Surprise medical charges or billing errors
Insurance Claim
Denied insurance claims or payout disputes
Loan / Mortgage
Payment errors, escrow, or payoff issues
Join 10,000+ Americans who got results
Real stories from people who used DisputeX AI to fight back — and win.
+87 Credit Points
score increase
Experian removed a collection that had been on my report for 2 years — just 22 days after I sent the DisputeX AI letter. I had tried 3 times before on my own. This actually cites the law.
Marcus T.
Atlanta, GA
$2,800 Saved
bill reduced from $3,200 → $400
Got a $3,200 surprise bill from an out-of-network anesthesiologist. DisputeX AI generated a No Surprises Act letter and the hospital settled for $400. Incredible.
Jennifer R.
Phoenix, AZ
$1,800 Recovered
full deposit + interest
My landlord kept my $1,800 deposit without itemization. The letter DisputeX AI wrote cited Illinois law perfectly — I got a check within 2 weeks, including interest.
David K.
Chicago, IL
Simple, transparent pricing
Start free. Upgrade when you need more power and tracking.
Free
Try it risk-free — no card needed.
- 1 AI-Generated Dispute Letter
- Federal & State Law Citations
- Instant PDF Download
- Round 2 / 3 Follow-up Letters
- All 20 dispute types
- Dispute tracker & alerts
Pro
Everything to win disputes, fast.
- Unlimited AI letters — no caps
- All 20 dispute types
- Clean PDF (no watermark)
- Dispute tracker + deadline alerts
- Credit score tracker (3 bureaus)
- AI tips & letter analysis
Annual
Lock in the lowest rate — just $6.58/mo.
- Everything in Pro — unlimited letters
- All 20 dispute types
- Clean PDF, tracker & deadline alerts
- Save $29 vs monthly billing
- Early access to new features
Disclaimer: DisputeX AI is an automated document preparation service, not a law firm. We do not provide legal advice, and our services are not a substitute for the counsel of an attorney.
Frequently asked questions
Everything you need to know about DisputeX AI and consumer protection.
Still have questions? We're here to help.
What Happens After You Mail Your First Letter?
Initial Dispute Letter
Your first AI-generated letter, citing exact federal law. Sent to the bureau or creditor to open the dispute.
Warning Follow-Up
If no valid response arrives in 30 days, this escalation letter references their failure to comply and demands immediate action under federal law.
Escalation & CFPB Threat
The final warning. This letter explicitly threatens CFPB and state AG complaints if compliance is not met within 15 days — the strongest legal pressure short of a lawsuit.
“Your first letter is free — but real credit repair is a multi-round victory. Pro unlocks the full arsenal to force compliance under federal law.”
Unlock All 3 Rounds